Vehicle Finance
Car finance doesn't have to be complicated or difficult. Let our expert F&I team guide you through the process with our simple online finance application form and competitive rates.
All of our F&I team are highly trained individuals who will do everything to ensure your application gets the best possible rates. They will be able to advise you on the correct documents needed either as an individual application or for your business.
Fill out the application form below to apply for finance or send our F&I team a query by filling out the 'ask an expert' team below.
FutureDrive
Automark Certified ProductsHave you ever thought that you could drive a new Toyota every 3 years and still pay affordable monthly instalments? That's possible with FutureDrive, Toyota's innovative new finance solution!
BENEFITS OF Future Drive
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Lower Instalments
FutureDrive makes vehicle finance affordable for you. -
Shorter Finance Period
FutureDrive agreements usually last only 36 months. -
Flexible Finance Options
Choose your deposit, instalment period and end of finance option. -
Lower Maintenance Costs
A newer car costs less to run, plus it’s always under warranty. -
Peace of Mind
The future of your car is guaranteed, no risk to you.
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GUARANTEED FUTURE VALUE (GFV)
The GFV is the minimum guaranteed value that your Toyota will be worth with Toyota Financial Services at the end of your contract.
Lower Monthly Instalments
The GFV is deferred to the final instalment so your monthly instalments are generally less than for traditional finance.
Optional Deposit
You can add a deposit to reduce the instalments further but we also offer no deposit options so a large upfront is not necessary.
YOU HAVE THREE END OF FINANCE OPTIONS
REPLACE IT WITH A NEW TOYOTA
You keep the difference if the trade in value is higher than the GFV.
KEEP THE CAR
You keep the difference if the trade in value is higher than the GFV.
RETURN THE CAR
You don't owe anything but the car needs to be in a good condition to be worth its GFV, the mileage must be less than the specified kilometers and only a certain amount of wear and tear is permitted.
Instalment Finance
Instalment finance allows you to buy your Toyota of choice by paying instalments over an agreed period. Ownership will pass to you as soon as you’ve paid all amounts due under the agreement.
OVERVIEW OF INSTALMENT FINANCE
Financing periods can be structured between 12 to 60 months, with or without a final balloon payment. Market-related interest rates apply, which may be linked to the prime lending rate or alternatively fixed, over the agreed finance period. There is no minimum deposit payable unless there is a change to the current legislation or to your credit profile.
This type of agreement will suit you as an individual, a self-employed individual or if you're a business-owner that would like to own the asset at the end of the agreement.
INSTALMENTS
nstalment sale agreements are typically offered between 6 & 60 months. Instalment payments can be structured equally over the entire agreement period so that there is no balloon payment at the end.
Alternately a final balloon payment can be arranged. A final balloon payment is a larger than normal final payment resulting in a lower monthly repayment.
Under an instalment sale agreement you become the vehicle owner at the end of the agreement.
You may want to consider adding the Take-A-Break option to your finance package.
BENEFITS
OWNERSHIP
You own the goods when you've paid the full amount. This is provided that you’ve paid all due amounts under the agreement.
CLAIM DEPRECIATION
If the vehicle is an asset used for business, you can claim depreciation as well as yearly interest paid against tax.
RESALE VALUE
You'll enjoy the benefit of any resale value.
Lease Finance
Lease finance gives you the right to use your Toyota of choice for an agreed period, during which time you pay monthly rentals. At the end of the term, ownership passes either absolutely or upon satisfaction of specific conditions.
OVERVIEW OF LEASE FINANCE
Financing periods can be structured between 12 to 60 months, with or without a final balloon payment. Market-related interest rates apply which may be linked to the prime lending rate or alternatively fixed, over the agreed finance period. There is no minimum deposit payable unless there is a change to the current legislation or to your credit profile.
This type of agreement will suit you if you are using the asset to generate income; or receive a car allowance; or you want to claim the expense against tax; or you own a business.
LEASING
Toyota Lease agreements are typically offered between 6 & 60 months. At the end of the term ownership does not pass to you automatically, however, you have the option of either returning your Toyota to Toyota Financial Services, acquiring ownership or extending the lease.
Toyota Lease agreements can be structured equally over the entire agreement period with or without a final balloon payment at the end. A final balloon payment is a larger than normal final rental resulting in a lower monthly rental.
With Lease Finance there is also the option of refinancing the final balloon payment. Provided that at the time of your application for finance, there is no adverse change to your credit profile.
You may want to consider adding the Take-A-Break option to your finance package.
OWNERSHIP
Market-related interest rates apply which may be linked to the prime-lending rate or alternatively fixed, over the agreed finance period. There is no minimum deposit payable unless there is a change to the current legislation or to your credit profile.
Ownership is subject to the conditions set out in the credit agreement, which include payment of all monthly rentals due and payment of a nominal ownership amount.
BENEFITS
TAILORED TO YOUR NEEDS
Stepped payments, inflated rentals and other structures can be tailored to your needs.
TAX BENEFITS
Lease rental is 100% tax deductible, making your money go the distance.
YOUR FINANCIAL SOLUTION
Contact Toyota Financial Services to find out why this option could work for you.
